Important AnnouncementIn Observance of Thanksgiving Day, we will be closed Thursday, November 22, 2018.
As a reminder, our ATMs along with online and mobile banking are available 24/7.

Rates

>Rates
Rates2020-07-01T22:19:28+00:00

Today’s Rates | 

Saving Rates & Terms

Type of AccountMinimum Opening BalanceInterest RateAnnual Percentage YieldBalance Required to Obtain APY
Statement Savings $1000.20%0.20%$100
Premier Money Market $2,5000.49%0.50%$10,000 thru $24,999.99
0.74%0.75%$25,000 thru $49,999.99
0.74%0.75% $50,000 plus
Variable Rate Accounts Rate may change after account is opened.

Available to individuals residing in the New Jersey Counties of Essex, Hunterdon, Middlesex, Morris, Somerset, Union and Warren.

ALL RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE.

Certificates of Deposit Rates and Terms

Type of AccountMinimum Open BalanceInterest RateAnnual Percentage Yield
6 Month$1,0000.34%0.35%
12 Month$1,0000.69%0.70%
24 Month$1,0000.64%0.65%
36 Month $1,0000.44%0.45%
60 Month (maximum $250,000)(1,2)$1,0000.88%0.90%

Available to individuals residing in the New Jersey Counties of Essex, Hunterdon, Middlesex, Morris, Somerset, Union and Warren.

ALL RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE. Penalties for early withdrawal.

1. Maximum deposit of $250,000 for each Tax ID.

2. Annual Percentage Yield (APY) effective as of 07/02/2020. APYs are subject to change without notice and offer may be withdrawn at any time without notice. No public or corporate funds. Penalty for early withdrawal. Fees could reduce earnings. Other rates and terms also available.

See a customer service representative for more details.

IRA Certificates of Deposit Rates and Terms

Type of AccountMinimum Opening BalanceInterest RateAnnual Percentage Yield
12 Month$1,0000.69%0.70%
24 Month$1,0000.44%0.45%
36 Month$1,0000.64%0.65%
60 Month (maximum $250,000) (1,2)$1,0000.88%0.90%

Available to individuals residing in the New Jersey Counties of Essex, Hunterdon, Middlesex, Morris, Somerset, Union and Warren.

ALL RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE. Penalties for early withdrawal.

1. Maximum deposit of $250,000 for each Tax ID.

2. Annual Percentage Yield (APY) effective as of 07/02/2020. APYs are subject to change without notice and offer may be withdrawn at any time without notice. No public or corporate funds. Penalty for early withdrawal. Fees could reduce earnings. Other rates and terms also available. See a customer service representative for more details.

Checking Rates & Terms

Type of AccountMinimum Opening BalanceInterest RateAnnual Percentage YieldBalance Required to Obtain APY
Premier Interest Checking$1000.10%0.10%$100 thru $2,499.99
0.25%0.25%$2,500 plus
Regular Checking$1.00NANA
Variable Rate AccountRate may change after account is opened.

Available to individuals residing in the New Jersey Counties of Essex, Hunterdon, Middlesex, Morris, Somerset, Union and Warren.

ALL RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE.

 

Roselle Bank - Fee Schedule

Money Market Account

The monthly service fee if the daily balance drops below $1,000 any day during the monthly statement cycle is $5.00. There is no monthly service charge regardless of balance for depositors 55 years of age or older.

Statement Savings Account

There is no monthly service charge.

Other Account Fees

Fee
Account Close Within 6 Months of Opening$10.00
Account Certification Letter$15.00
Account Research/Reconciliation (Per Hour/ One Hour Minimum)$25.00
Automatic Transfer to cover overdraft $3.00
Bank Check$7.00
Copy of Paid Check or Money Order$5.00
Copy of Statement (Per Page) $5.00
Dormant Account (Per Month, after 3 years of inactivity) $5.00
Expedited Debit Card Delivery$75.00
Inactivity Fee (Per Month, after 12 months of inactivity)$5.00
Insufficient/ Uncollected Funds$30.00
Levy and Lien Processing$75.00
Lost Passbook Replacement $5.00
Money Orders (Per Order)$3.00
Notary ServicesNo Fee
Redeposit Return Item (Per Item)$5.00
Replacement Debit Card $5.00
Returned Item $12.00
Safe Deposit Box Key Replacement (Per Key)$25.00
Snapshot Statement$3.00
Stop Payment$20.00
Wire Transfer - Domestic, Outgoing$20.00
Wire Transfer - Domestic, Incoming$15.00
Checking Printing Fees Vary By Style of Checks Ordered
Safe Deposit Box DrillingAt Box Renter's Expense

Online Services

Person-to-Person (Popmoney) Fees

Fees
Send Money $1.00 - $999.99 - 3 Day$1.00
Send Money $1,000.00 & above - 3 Day$2.00
Send Money $1.00 - $999.99 - Next Day$1.50
Send Money $1,000.00 & above - Next Day$3.00
Request Money $1.00 - $999.99 - 3 Day$1.00
Request Money $1,000.00 & above - 3 Day$2.00
Popmoney Stop Payments$10.00
Popmoney E-Greetings$0.25

Account to Account (A2A) Fees

Fee
Outbound Transfer$2.00
Internal/Inbound TransferN/C

Bill Payment

Fee
Overnight Check (ONC)$15.00
Same-Day Bill Pay (SDBP)$10.00
In advance of our upcoming systems conversion our Online Bill Pay Services are unavailable as of July 7, 2020. Please be advised all branches will close Friday, July 10, 2020 at 3 pm and will resume normal business hours Monday, July 13, 2020. For your convenience, you can continue to use your debit card at both Roselle Bank and Columbia Bank’s ATM networks. Online Banking, Mobile Banking and Telephone Banking will not be available during this time.

Beginning Monday, July 13, 2020, Roselle.Bank will redirect to ColumbiaBankOnline.com, where you can login to Online Banking, explore new products, digital services and more.