*To initiate the Roselle Bank Refer A Friend Program, referred customer must present the Refer A Friend Program (“Program”) form at account opening. One person per Tax ID. Existing Customer must (a) have a current Roselle Bank personal or business checking, savings, and/or money market account. No maximum referral limit. The cash bonus will be automatically deposited into their checking or savings account only after the new customer has met all the qualification requirements. The existing customer’s account cannot be opened on the same day as the new customer’s account. New Customer Eligibility: Participation in the Program not permitted if the new customer was a signer on a Roselle Bank checking and/or savings account that closed within 3 months prior to the date of new account opening. To receive the bonus: (1) open a new Roselle Bank Consumer Checking account (Premier Interest Checking, eChecking, Regular Checking), which is subject to approval; (2) Minimum $100 opening balance requirements necessary for all qualified accounts; (3) Sign-up for direct deposit, and make a minimum of 10 Roselle Bank Debit Card POS or ATM transactions within 90 days of account opening. The $25 bonus will be credited to your new Consumer Checking account after 90 days from the end of the month during which all the above requirements are met. The Annual Percentage Yield (APY) for the Premier Interest Checking account is effective as of 1/15/2019; 0.10% for balances between $100 and $2,499.99; 0.25% for balances of $2,500 or more. Rates are variable and may change after the account is opened. Fees could reduce the earnings on the account. Promotion may not be combined with any other offer. The $25 bonus will be reported to the IRS as interest for the year in which it is received. Other terms and conditions may apply. View Official Rules at www.roselle.bank or upon request at any Roselle Bank location.