Important AnnouncementIn Observance of Thanksgiving Day, we will be closed Thursday, November 22, 2018.
As a reminder, our ATMs along with online and mobile banking are available 24/7.

IRAs2019-05-13T15:27:01+00:00

Preparing for Your Retirement?

To assist you in building your nest egg, Roselle Bank offers a variety of secure IRA investments including Traditional IRAs, Roth IRAs, and Coverdell Education Savings Accounts. We recommend you seek tax advice from your Tax Advisor to ensure that you select the IRA that best fits your needs.

IRA Certificates of Deposit Rates and Terms

Type of AccountMinimum Opening BalanceInterest RateAnnual Percentage Yield
12 Month$1,0000.98%1.00%
24 Month$1,0000.79%0.80%
36 Month$1,0000.98%1.00%
60 Month (maximum $250,000) (1,2)$1,0001.03%1.05%

Available to individuals residing in the New Jersey Counties of Essex, Hunterdon, Middlesex, Morris, Somerset, Union and Warren.

ALL RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE. Penalties for early withdrawal.

1. Maximum deposit of $250,000 for each Tax ID.

2. Annual Percentage Yield (APY) effective as of 06/01/2020. APYs are subject to change without notice and offer may be withdrawn at any time without notice. No public or corporate funds. Penalty for early withdrawal. Fees could reduce earnings. Other rates and terms also available. See a customer service representative for more details.

Please be advised all branches will close Friday, July 10, 2020 at 3 pm and will resume normal business hours Monday, July 13, 2020, due to a systems conversion. For your convenience, you can continue to use your debit card and both Roselle Bank Columbia Bank’s ATM networks. Online Banking, Mobile Banking and Telephone Banking will not be available during this time. Beginning Monday, July 13, 2020, Roselle.Bank will redirect to ColumbiaBankOnline.com, where you can login to Online Banking, explore new products, digital services and more.